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For the elderly the need for long-term care is probably the most catastrophic unexpected event that could happen. This is because the need for long-term care typically removes any level of security an elderly person may have with the three major lifestyle concerns mentioned above.
With the need for long-term care the older person:
1.Loses independence
2.Has experienced a loss of good health
3.Uses up remaining assets and income
No other late-life event can be as devastating to the lifestyle the elderly are so concerned about maintaining. No wonder many elderly care recipients withdraw, become angry and suffer from severe depression.
Call Les on Long Term Care Insurance 1-800-875-0140 or get a quote at www.lesltc.com
If living longer is one of the great success stories of medicine and lifestyle changes, failing to plan for later-life care is one of the great failures. Relatively few people have any kind of plan for how they will take care of themselves or their spouses in old age. And even those who have been thoughtful are not likely to have set aside adequate resources to provide care that can easily top $100,000 a year.
Key Topics:
- How to review your Long Term Care Policy and maximize your benefits
- How to handle the claim process
- Avoiding losing your assets to Medicaid
- How to review your legal plan
- How to review your insurance and financial plan
- How to Understand basic tax planning
- How to plan with a Special Needs Child in your care
- How to run a family meeting
- How to reduce cost in your Long Term Care Event
Call Les on LTC Planning at 1-800-875-0140