I developed the LesLTC Process℠ to protect people, to educate, to protect their money, avoid getting the run around, keep them in control, and to protect their future. I personally used my process when my own family was dealing with a long-term care event. It protected our resources, and it will work for you and your family, to make informed decisions now that will protect you and your family in the future. Every day, families deal with the staggering cost of nursing homes and long-term care events, and because of this families lose their hard-earned money.
My process helps protect you and your family from being lied to and being taken advantage of. It helps to educate and empower you. Educate is the key word. The most powerful tool you have is education. Through the LesLTC Process℠, you and your family become educated about the risks you face, and removes the fear and worry through a complete, safe, and secure planning system that protects your goals, independence, dignity, and of course, your finances.
That’s the power of planning. That’s the power of having the right plan.
When I see families that lose everything because they haven’t taken a few simple steps, it makes me that much more motivated to get this message to as many people as possible and save as many families as possible.
While not planning is by far the biggest mistake people make, there are some other common mistakes that aren’t far behind. For example, taking the wrong advice. That can be a financial advisor saying, “You’re fine, you don’t need to do this yet.” That can be a friend saying, “Here’s what I did, you should do this.” That can be choosing the wrong power of attorney.
That’s why I spend so much time educating people. I believe education is the strongest weapon you have. If people don’t understand what they can lose, they’re not going to take action to prevent that from happening. But if they know what’s really at stake, they’re going to do everything in their power to protect themselves and their families. That’s why I created the LesLTC Process℠.
I’ve taken everything I’ve learned since my experience with my grandmother and real life test of my process. My plan is boiled down to five simple categories. I’ve laid them out for you in this book. Medicaid is the great equalizer. Medicaid applies to everyone and there is no get out of jail free card. That’s why you need a plan. That’s why you need the right plan.